Munfa'ati. “Towards a Targeted Smart Indonesia Card (KIP): Policy Strategies for Improving Scholarship Governance in Madrasas and Islamic Boarding Schools”. AMUYA: INDONESIAN JOURNAL OF MANAGEMENT REVIEWS 1, no. 2 (December 13, 2025): 193–218. Accessed December 16, 2025. https://amuya.gemaperencana.id/index.php/amuya/article/view/18.